Category Archives: Stock Market

Board Grants Year-End “Bonus” to Participants

In the recent meeting of the Board of Directors of the Church of God Benefits Board, the entity charged with managing the Ministers’ Retirement Plan, action was taken to grant a special year-end interest allocation to all participants in the Trustees’ Fund. … Continue reading

Posted in 12 - December 2014, Investments, Retirees, Retirement Contributions, Retirement Distributions, Stock Market, Withdrawals | Leave a comment

Understanding the “Valuation” Process

Many participants in the equity (or stock) accounts offered by the Ministers’ Retirement Plan may not fully understand the process of how they make money – or lose money – in their equity accounts. While it is rather simple to … Continue reading

Posted in 04 - April 2014, Investments, Stock Market | Leave a comment

Young Investors Have the Power of Compounding

Recent research compiled by Vanguard Investment Counseling shows those who start saving for retirement in their 20’s can save nearly double what investors beginning in their 30’s can put away for retirement. A participant who starts making contribution of $1,000 … Continue reading

Posted in Investments, Ministers, Retirement Contributions, Stock Market | Leave a comment

Understanding the “Valuation” Process

Many participants in the equity (or stock) accounts offered by the Ministers’ Retirement Plan may not fully understand the process of how they make money – or lose money – in their equity accounts. While it is rather simple to … Continue reading

Posted in Investments, Stock Market | Leave a comment

Young Investors Have the Power of Compounding

Recent research compiled by Vanguard Investment Counseling shows those who start saving for retirement in their 20’s can save nearly double what investors beginning in their 30’s can put away for retirement. A participant who starts making contribution of $1,000 … Continue reading

Posted in Investments, Ministers, Retirees, Retirement Contributions, Stock Market | Leave a comment

General Assembly Week

The corporate offices of the Benefits Board and the Church Loan Fund in Cleveland will be open during General Assembly. While members of our staff will be available to talk with those attending the General Assembly in Orlando, we will … Continue reading

Posted in Church Loans, Investments, Ministers, Retirees, Stock Market, Tax Information | Leave a comment

Understanding the “Valuation” Process

Many participants in the equity (or stock) accounts offered by the Ministers’ Retirement Plan may not fully understand the process of how they make money – or lose money – in their equity accounts. While it is rather simple to … Continue reading

Posted in Investments, Stock Market | Leave a comment

Are You Saving Enough?

A recent study, lead by Fidelity Investments Retirement Savings Assessment, found four out of ten retired households report not having sufficient income to cover their monthly expenses. That means that more than 38% of retired households are struggling to meet … Continue reading

Posted in Ministers, Retirement Contributions, Stock Market | Leave a comment

Accounting for Losses

For those who participate in the Benefits Board’s equity (stock) accounts, you may suffer a loss in any particular year. We are sometimes asked if you can claim, or deduct, that loss on your tax return. The answer is simply … Continue reading

Posted in Form W-2, Internal Revenue Service, Retirees, Retirement Contributions, Retirement Distributions, Stock Market, Tax Information | Leave a comment

Financial Markets Roll

When Congress and the White House reached an agreement on the debt ceiling increase last weekend, many market watchers believed that such would bring an end to volatility and that we would see the resumption of some level of calm … Continue reading

Posted in Investments, Retirees, Retirement Contributions, Stock Market | Leave a comment